Immediate Funds for Your Invoices

Grow your contractor business with flexible invoice factoring.




One or multiple times a month


How invoice factoring works

  • Apply online or in person.
  • Send us the invoice you'd like to factor.
  • Receive 70% - 80% of the amount immediately.
  • Once we collect the total, you receive the reserved 20% - 30% minus our fee.

Our Simple Process

Apply Online

Fill out our short online application and we’ll follow up with details and next steps.   

Choose Invoices

You decide which invoices you want to factor with no long term commitment.

Get Funding

Crédito Real USA Business Capital funds your invoices immediately.

Is Factoring right for me?

Often, contractors don’t qualify for bank financing or need funds faster than a bank loan. Invoice Factoring is one solution that can help you get capital quickly to stay on top of expenses and enable your company to grow.  Here are a few reasons customers choose factoring: 

Factoring | Funding | Crédito Real USA Business Capital
  • Immediate funds

  • Stability for your business

  • Access to larger projects

  • Ability to cover payroll and other expenses

Don't take our word for it...

Crédito Real has helped me because they provide me with the immediate cash that I need to continue working. I would recommend them because they’ve never failed me.
Ramon Rodriguez
DR Eight Construction
Crédito Real provided me the cash flow and helped with payroll to grow my business. Now, big businesses are more willing to work with me because I have the capital and workforce to keep meeting their needs and projects.
Jose Chairez
Kerch Services
I would recommend Crédito Real to other companies because it will give you the possibility to expand your business and run it in the proper way. They are very easy to work with because they understand the business.
Billy Ward
Comal Creek Construction